axis bank ltd investor presentation

• SECTOR : BANKING AND FINANCE
• INDUSTRY : BANKS
• AXIS BANK LTD.

Axis Bank Ltd.

NSE: AXISBANK | BSE: 532215

1165.95 -4.00 ( -0.34 %)

52W Low on Oct 25, 2023

5.5M NSE+BSE Volume

NSE 23 Aug, 2024 3:31 PM (IST)

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Operating Revenue TTM

High in industry

Net profit TTM

Net Profit Margin TTM %

Revenue Growth (TTM)

Below industry Median

Net Profit TTM Growth %

Axis Bank Ltd. Annual Reports

• Super Investors
•  Account
• Consolidated Standalone
• Share Holding
• Balance Sheet
• Corp. Action

Axis Bank share price

NSE:  AXISBANK BSE:  532215 SECTOR:  Bank - Private   434k    3k    798

Price Summary

₹  1172.6

₹  1163.05

₹  1339.55

₹  921

Ownership Very Stable

Valuation expensive, efficiency excellent, financials very stable, company essentials.

₹ 360459.34 Cr.

₹  510.27

₹ 49894.49 Cr.

₹  81.18

Add Your Ratio

Your Added Ratios

Index presence.

The company is present in 38 Indices.

NIFTY100WEIGHT

NIFTYSERVICE

NIFTYFINANCE

NY500MUL50:25:25

NIFTYLGEMID250

NIFTYTOTALMCAP

NIFTY100ESG

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BSE100LARGECAPTMC

S&P LARGEMIDCAP

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

Volume chart 1d 1w 1m 3m 6m 1yr 3yr 5yr, pe chart 1w 1m 3m 6m 1yr 3yr 5yr, pb chart 1w 1m 3m 6m 1yr 3yr 5yr, peer comparison,  group companies.

Track the companies of Group.

Cost of Liabilities %

Peg ratio earnings growth, it implies that the company is overvalued and vice versa.'>, advances growth %.

Share Holding Pattern

Promoter pledging %.

 Strengths

• The bank has been maintaining a healthy ROA of 1.2509 % since last 3 years.
• Company has a good Return on Equity (ROE) track record: 3 Years ROE 12.6913333333333 %.
• The company has been consistently maintaining a NIM of 3.34166666666667 % since last 3 years.
• The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.473333333333333 %.
• CASA stands at 42.9892 % of total deposits.
• Good Capital Adequacy Ratio of 16.63 %.
• The company has delivered good Profit growth of 55.6849113583212 % over the past 3 years.

 Limitations

• High Cost to income ratio of 48.6799 %.
• Increase in Provision and contingencies of 40.8460277545823 % on YoY.

Quarterly Result (All Figures in Cr.)

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

Balance Sheet (All Figures are in Crores.)

Corporate Actions Dividend Bonus Rights Split

Investors details promoter investors.

Annual Reports

• Annual Report 2023 28 Mar 2024
• Annual Report 2022 6 Oct 2023
• Annual Report 2022 1 Jul 2022
• Annual Report 2021 7 Jul 2021
• Annual Report 2020 3 Jul 2020
• Annual Report 2019 9 Jan 2020
• Annual Report 2018 9 Jan 2020
• Annual Report 2017 2 Apr 2021

Ratings & Research Reports

• Credit Report By:CARE 9 Oct 2023
• Credit Report By:FITCH 9 Oct 2023
• Credit Report By:CRISIL 9 Oct 2023
• Credit Report By:ICRA 9 Oct 2023
• Credit Report By: CARE 9 Jan 2020
• Credit Report By:CRISIL 8 Apr 2022
• Credit Report By:ICRA 8 Apr 2022
• Credit Report By:CRISIL 28 Jan 2022
• Credit Report by:CRISIL 26 May 2020
• Credit Report by:ICRA 26 May 2020
• Credit Report by:FITCH 26 May 2020
• Credit Report By:ICRA 24 Nov 2023
• Credit Report By:CARE 24 May 2022
• Credit Report By:ICRA 23 Feb 2024
• Credit Report By:CRISIL 22 Mar 2023
• Credit Report By:CRISIL 20 Sep 2022
• Credit Report By:FITCH 20 Sep 2022
• Credit Report By:ICRA 20 Sep 2022
• Credit Report By:FITCH 20 Oct 2023
• Credit Report By:ICRA 17 Dec 2021
• Credit Report By:ICRA 16 Apr 2022
• Credit Report By:CARE 16 Apr 2022
• Credit Report By:CRISIL 14 Dec 2022
• Credit Report By:ICRA 14 Dec 2022
• Credit Report By:FITCH 14 Dec 2022
• Credit Report By:CARE 13 Sep 2021
• Research Ventura 29 Sep 2022
• Research SMC online 9 Jan 2020
• Research Nuvama Wealth 31 Oct 2023
• Research Nuvama Wealth 25 May 2023
• Research Nuvama Wealth 15 Feb 2024
• Research Nirmal Bang 9 Jan 2020
• Research LKP Securities 3 May 2022
• Research LKP Securities 3 Apr 2021
• Research LKP Securities 28 Jul 2021
• Research LKP Securities 28 Apr 2021
• Research LKP Securities 27 Oct 2021
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• Research LKP Securities 24 Nov 2021
• Research LKP Securities 22 Mar 2023
• Research IDBI Capital 9 Jan 2020
• Research IDBI Capital 3 May 2022
• Research IDBI Capital 27 Oct 2021
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• Research HDFC Securities 9 Jan 2020
• Research HDFC Securities 9 Dec 2021
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• Research BOB Capital Market 31 Mar 2021
• Research BOB Capital Market 29 Nov 2023
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Company Presentations

• Concall Q4FY24 2 May 2024
• Concall Q4FY21 2 Jun 2021
• Concall Q4FY20 3 Jul 2020
• Concall Q3FY24 15 Mar 2024
• Concall Q3FY21 23 Feb 2021
• Concall Q3FY20 3 Jul 2020
• Concall Q2FY21 13 Jan 2021
• Concall Q2FY20 9 Jan 2020
• Concall Q1FY21 13 Jan 2021
• Presentation Q4FY24 25 Apr 2024
• Presentation Q4FY21 4 Jun 2021
• Presentation Q4FY21 21 Jun 2021
• Presentation Q4FY21 19 Jun 2021
• Presentation Q4FY20 3 Jul 2020
• Presentation Q3FY24 25 Jan 2024
• Presentation Q3FY21 23 Feb 2021
• Presentation Q3FY20 3 Jul 2020
• Presentation Q2FY24 26 Oct 2023
• Presentation Q2FY21 13 Jan 2021
• Presentation Q2FY20 3 Jul 2020
• Presentation Q1FY21 13 Jan 2021
• Presentation Q1FY20 9 Jan 2020

Company News

Axis bank stock price analysis and quick research report. is axis bank an attractive stock to invest in.

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Axis Bank stock price today is  Rs 1165.95 . Let’s look at how Axis Bank is performing and if it is the right time to buy the stock of Axis Bank with detailed analysis.

 For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Axis Bank has earned Rs 109368.6327 Cr. revenue in the latest financial year. Axis Bank has posted outstanding  revenue growth of 19.9655476949261 % in last 3 Years.

In terms of advances, Axis Bank reported 14.1684 % YOY,   rise . If you see 3 years advance growth, it stands at 16.2436136366935 %.

Currently, Axis Bank has a CASA ratio of 42.9892 %. It’s overall cost of liability stands at 4.6998 %. Also, the total deposits of Axis Bank from these accounts stood at Rs  1068641.392 Cr.

Axis Bank has a healthy ROA track record. The ROA of Axis Bank is at 1.7793 %.

The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.47 % and 0.34 % respectively as on the latest financial year.

One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is  positive at  40.8460277545823 % which means it has increased from the previous year.

Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Axis Bank surged and is currently at Rs 22441.9552 Cr.

Axis Bank has a Good Capital Adequacy Ratio of 16.63 .

The best metric which provides insights about bank’s valuation is P/B ratio. Currently Axis Bank is trading at a P/B of 2.2858 . The historical average PB of Axis Bank was 1.93200108159611 .

Share Price : - The current share price of Axis Bank is Rs 1165.95 . One can use valuation calculators of ticker to know if Axis Bank share price is undervalued or overvalued.

Brief about Axis Bank

Axis bank ltd. financials: check share price, balance sheet, annual report and quarterly results for company analysis.

Axis Bank Ltd. is one of the largest private sector banks in India, providing a wide range of financial products and services to its customers. In this article, we will analyze Axis Bank Ltd. from a stock market perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Axis Bank Ltd. Share Price:

The share price of Axis Bank Ltd. is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyze Axis Bank Ltd.'s share price and identify any trends or patterns. Axis Bank Ltd.'s share price has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Axis Bank Share Price Summary

Axis Bank is one of the leading banks in India recognized for its wide range of financial services. The value of Axis Bank's shares on the stock market can tell you a lot about the bank's financial health and how well it's doing. If you're looking for this kind of information, the share price section above the page has got you covered. It's got all the latest details, like what the share price is right now, the highest and lowest it's been over the past 52 weeks, and the range of prices it hit today. This summary makes it simpler to see how Axis Bank's shares are doing right now.

Axis Bank Share Price Trends

To really get a sense of how Axis Bank's shares are doing, it's helpful to look at how the prices have changed over time. That's where the share price chart on the web page above comes in handy. It's got a graph that shows you the ups and downs of the share prices over different lengths of time, such as the last week, month, six months, year, three years, and even five years. With this chart, you can see the patterns and trends in Axis Bank's share price, which can give you an idea of how well the bank's been doing and if its financial future looks bright.

Axis Bank 52-Week Share Price Range

For those keeping an eye on Axis Bank's long-term performance, the 52-week high and low prices are particularly interesting. These numbers show you the highest and lowest prices that Axis Bank's shares have sold for in the past year. Knowing this range can help you understand just how much the share prices can go up and down. This info can be found updated in the share price section above the page. It gives a window into the kind of activity the shares have seen over a full year and can tell you about the stability and the demand for shares of Axis Bank.

Axis Bank Daily Share Price Activity

For a more immediate look at what's happening with Axis Bank's shares, you can check out the daily high and low share prices. This is the range that shows you the most and least the shares have been worth on any given day. It's useful for folks who need to know the share prices' short-term movements because it reflects how the shares respond to everyday news and market changes. If you want the latest daily price moves, be sure to look at the updated share price section above the page, where you'll find all you need to know about Axis Bank's shares from day to day.

Axis Bank Ltd. Balance Sheet:

Axis Bank Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans and advances, investments, and other assets. Liabilities include deposits and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyze Axis Bank Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

Axis Bank Ltd. Annual Report:

Axis Bank Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Investors can download Axis Bank Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Axis Bank Ltd. Dividend:

Axis Bank Ltd. regularly pays dividends to its shareholders. Dividends are a portion of the company's profits distributed to shareholders. Investors can use our pre-built screening tools to track Axis Bank Ltd.'s dividend history and dividend yield. The company has a consistent track record of paying dividends to its shareholders, which is a positive sign for long-term investors.

Axis Bank Ltd. Quarterly Results:

Axis Bank Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze Axis Bank Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Axis Bank Ltd. Stock Price:

Axis Bank Ltd.'s stock price is affected by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to track Axis Bank Ltd.'s stock price and identify potential buying opportunities. The stock price of Axis Bank Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Axis Bank Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Investors can use our pre-built screening tools to analyze Axis Bank Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Axis Bank Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Axis Bank Ltd. News:

Investors should keep up to date with the latest news about Axis Bank Ltd. Ticker provides the latest news about Axis Bank Ltd. from various sources, such as financial news websites and social media. Investors can use this information to make informed investment decisions.

Axis Bank Ltd. Concall:

Axis Bank Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Investors can listen to Axis Bank Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Axis Bank Ltd. Transcripts:

Our website offers transcripts of Axis Bank Ltd.'s concalls. Investors can download the transcripts and analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Axis Bank Ltd. Investor Presentations:

Axis Bank Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Investors can download Axis Bank Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Axis Bank Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. Axis Bank Ltd.'s promoters include various entities that hold a significant stake in the company. Investors can use our pre-built screening tools to analyze Axis Bank Ltd.'s promoter holdings and identify any potential conflicts of interest. Axis Bank Ltd.'s promoter holdings are relatively stable, which is a positive sign for long-term investors.

Axis Bank Ltd. Shareholders:

Axis Bank Ltd. has a large number of shareholders, including institutional investors and individual investors. Investors can use our pre-built screening tools to analyze Axis Bank Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Axis Bank Ltd. is diverse, which is a positive sign for long-term investors.

Axis Bank Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis. These tools can help investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

Axis Bank Limited ROCE

The Return on Capital Employed (ROCE) is an important financial ratio that measures a company's profitability and efficiency. It indicates how effectively a company uses its capital to generate profits. At Axis Bank Limited, we provide the ROCE data for our investors to assess the company's performance. You can find the ROCE ratio in the financials table or ratio section on this page. It is a valuable tool for investors to evaluate the company's financial health and make informed decisions.

Axis Bank Limited EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a key financial indicator that provides insight into a company's operating performance. At Axis Bank Limited, we provide the EBITDA data for our investors to evaluate the company's profitability. You can find the EBITDA ratio in the financials table or ratio section on this page. By analyzing the EBITDA figure, investors can assess the company's ability to generate operating profits and compare it with industry peers.

Axis Bank Limited DPS

DPS refers to Dividends Per Share, which is the amount of cash distributed to shareholders for each outstanding share. Axis Bank Limited provides the DPS data for investors to evaluate the company's dividend-paying capacity. You can find the DPS figures in the financials table or ratio section on this page. Investors can use this information to determine the company's dividend yield and assess its attractiveness as an investment option.

Axis Bank Limited EPS

EPS, or Earnings Per Share, is a widely used financial metric that measures a company's profitability on a per-share basis. It indicates the portion of a company's profit allocated to each outstanding share. At Axis Bank Limited, we provide EPS data for investors to analyze the company's earnings performance. You can find the EPS ratio in the financials table or ratio section on this page. By comparing EPS figures over time, investors can assess the company's growth potential and make informed investment decisions.

Ratio Delete Confirmation

Axis Bank Ltd

Incorporated in December 1993, Axis Bank Limited is a private sector bank.It has the third-largest network of branches among private sector banks and an international presence through branches in DIFC (Dubai) and Singapore along with representative offices in Abu Dhabi, Sharjah, Dhaka and Dubai and an offshore banking unit in GIFT City. [1]

Market Leadership

• Market Cap ₹ 3,60,490 Cr.
• Current Price ₹ 1,166
• High / Low ₹ 1,340 / 921
• Stock P/E 13.5
• Book Value ₹ 509
• Dividend Yield 0.09 %
• ROCE 7.06 %
• Face Value ₹ 2.00
• Sales & Margin
• EV / EBITDA
• Price to Book
• Market Cap / Sales
• Company has delivered good profit growth of 39.2% CAGR over last 5 years
• Company has low interest coverage ratio.
• Promoter holding is low: 8.31%
• Company has a low return on equity of 13.6% over last 3 years.
• Contingent liabilities of Rs.19,85,668 Cr.
• Company might be capitalizing the interest cost
• Earnings include an other income of Rs.26,219 Cr.
• Promoter holding has decreased over last 3 years: -3.38%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Banks Industry: Banks - Private Sector

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Profit & Loss

Balance Sheet

Shareholding Pattern

Numbers in percentages

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards. Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes. Click on the line-items to see the names of individual entities.

Announcements

• Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 1d
• Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome 2d - Details of analysts/institutional investors meet held on August 21, 2024.
• Announcement under Regulation 30 (LODR)-Newspaper Publication 15 Aug - NOTICE REGARDING LOST / MISPLACED SHARE CERTIFICATES
• Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 14 Aug
• Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 14 Aug

Annual reports

• Financial Year 2024 from bse
• Financial Year 2023 from bse
• Financial Year 2022 from bse
• Financial Year 2021 from bse
• Financial Year 2020 from bse
• Financial Year 2019 from bse
• Financial Year 2018 from bse
• Financial Year 2017 from bse
• Financial Year 2016 from bse
• Financial Year 2015 from bse
• Financial Year 2014 from bse
• Financial Year 2013 from bse
• Financial Year 2013 from nse
• Financial Year 2012 from bse
• Financial Year 2011 from bse

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Axis Bank: Investor Presentation and Press Release Q1FY25

• Full name Axis Bank Limited
• Registration country India
• Industry Banks

Other Company's News

• Axis Bank: AGM Proceedings 26/07/2024
• Axis Bank: Q1FY25 Results 24/07/2024
• Axis Bank: Grant of Stock Options 11/07/2024
• Axis Bank: Board Meeting Intimation 05/07/2024
• Axis Bank: BRSR 28/06/2024
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Investor Presentation and Press Release

AXIS/CO /CS/559/2023 -24

January 23, 2024

Dear Sir(s),                  

SUB: INVESTOR PRESENTATION AND PRESS RELEASE ON FINANCIAL RESULTS OF AXIS BANK LIMITED ("BANK")

Further to our letter number AXIS/CO /CS/558/2023 -24 dated January 23, 2024, please find enclosed herewith a copy of investor presentation along with press release on the unaudited financial results of the Bank (Standalone and Consolidated) for the quarter and nine months ended December 31, 2023 .

This is for your information and records.

T h ank i ng Y o u .

Y ou r s S i n c e r el y ,

For Axis Bank Limited

Sandeep Poddar                                                                                                                    

Company Secretary                                  

http://www.rns-pdf.londonstockexchange.com/rns/6439A_1-2024-1-23.pdf

Encl.: As Above.

Cc: London Stock Exchange

       Singapore Stock Exchange

COMPANIES COVERED:

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Announcements Updates: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

Axis Bank Share Price Today Updates: Axis Bank Stock Price History

Axis bank share price today updates: axis bank bonus updates, axis bank share price today updates: axis bank closes at rs 1169.95, marking a 0.38% decrease in value, axis bank share price today updates: axis bank sees minor price dip amidst stable moving average, axis bank share price today live updates: axis bank sees minor price dip amidst stable ema5, axis bank share price today live updates: axis bank sees slight price increase amid lower trading volume, axis bank share price today live updates: axis bank dividend updates, axis bank share price today live updates: axis bank sees minor daily gain; three-year returns reach 56.95%, axis bank share price today live updates: axis bank sees minor daily gain; five-year returns reach 44.3%, axis bank share price today live updates: axis bank sees minor price increase amid positive short-term trends, axis bank share price today live updates: axis bank sees minor price increase amid positive market sentiment, axis bank share price today live updates: axis bank news, axis bank share price today live updates: axis bank sees minor price increase amid positive ema3 trend, axis bank share price today live updates: axis bank sees minor daily gain amidst positive three-month returns, axis bank share price today live updates: axis bank sees minor daily gain amidst monthly decline, axis bank share price today live updates: axis bank sees minor price increase amidst notable volatility, axis bank share price today live updates: axis bank stock details, axis bank share price today live updates: axis bank sees minor daily gain; six-month returns reach 6.47%, moving averages updates: axis bank surpasses 100-day exponential moving average, signaling positive market momentum, axis bank share price today live updates: axis bank closes at rs 1,174.40, achieving 1.85% weekly return, axis bank share price today live updates: axis bank closes at rs 1,174.40 amidst monthly decline of 8.43%, axis bank share price today live updates: axis bank closes at rs 1,174.40 with moderate volatility, axis bank share price today live updates: axis bank sees surge in trading activity with significant volume increase, axis bank share price today live updates: axis bank closes at rs 1174.40 with 0.55% gain and strong trading volume.

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Fixed Deposits Open FD

Domestic Fixed Deposits

(1Yr 11 days to 1Yr 24 days)

Less than 3Cr

3Cr to less than 5Cr

(2Yr < 30Mts)

Home(Floating)

Loan Against Property (Floating)

• Three month
• Savings Account

Foreign Currency Exchange Rate

• Local Branches
• Overseas Presence
• Forex Branches
• MSME Samriddhi Branches
• Centres and Networks
• Loan Centers
• Agri Clusters
• Aadhaar Enrolment Centres
• Oline Shopping
• Mobile and Electronics
• Credit Card
• Internet Banking
• Mobile Banking

Banking is now at your fingertips with Axis Mobile! Give a missed call to 8422992272 to receive the download link for Axis Mobile via SMS

• Dil se open
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• Check rates for Fixed deposit, savings account, Forex and more

and 100% on road funding for 7 years with Axis Bank Car Loans.

with Axis Bank Home Loan and get 12 EMIs* waived off. *T&C apply

with interest rates starting at 10.25% p.a. *T&C Apply

• Agri and Rural
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• Digital Savings Account New
• Digital Current Account New
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• National Pension System (NPS)
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• Personal Loan New
• Credit Line on UPI New
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• Digital Lending - Lending Service Providers
• Business Loan
• Education Loan
• Two Wheeler Loans
• Loan Against Property
• Loan Against Fixed Deposit
• Commercial Vehicle & Construction Equipment Loan
• Axis Bank Horizon - Overseas Education
• International Fund Transfer
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2024 - 2025

• Key Highlights - Q1FY25 Results
• Unaudited financial results for the quarter ended 30th June 2024
• Axis Bank announces financial results for the quarter ended 30th June 2024

2023 - 2024

• Key Highlights - Q4FY24 Results
• Audited financial results for the quarter and financial year ended 31st March 2024
• Axis Bank announces financial results for the quarter and financial year ended 31st March 2024
• Key Highlights - Q3FY24 Results
• Unaudited financial results for the quarter and nine months ended 31st December 2023
• Axis Bank announces financial results for the quarter and nine months ended 31st December 2023
• Key Highlights - Q2FY24 Results
• Unaudited financial results for the quarter ended 30th September 2023
• Axis Bank announces financial results for the quarter ended 30th September 2023
• Key Highlights - Q1FY24 Results
• Unaudited financial results for the quarter ended 30th June 2023
• Axis Bank announces financial results for the quarter ended 30th June 2023

2022 - 2023

• Key Highlights - Q4FY23 Results
• Audited financial results for the quarter and financial year ended 31st March 2023
• Axis Bank announces financial results for the quarter and financial year ended 31st March 2023
• Key Highlights - Q3FY23 Results
• Unaudited financial results for quarter and nine months ended 31st December 2022
• Axis Bank announces financial results for quarter and nine months ended 31st December 2022
• Key Highlights - Q2FY23 Results
• Unaudited financial results for the quarter and half year ended 30th September 2022
• Axis Bank announces financial results for the quarter and half year ended 30th September 2022
• Key Highlights - Q1FY23 Results
• Unaudited financial results for the quarter ended 30th June 2022
• Axis Bank announces financial results for the quarter ended 30th June 2022

2021 - 2022

• Key Highlights - Q4FY22 Results
• Audited financial results for the quarter and financial year ended 31st March 2022
• Axis Bank announces financial results for the quarter and financial year ended 31st March 2022
• Key Highlights - Q3FY22 Results
• Unaudited financial results for the quarter ended 31st December 2021
• Axis Bank announces financial results for the quarter ended 31st December 2021
• Key Highlights - Q2FY22 Results
• Unaudited financial results for the quarter ended 30th September 2021
• Axis Bank announces financial results for the quarter ended 30th September 2021
• Key Highlights - Q1FY22 Results
• Axis Bank announces financial results for the quarter ended 30th June 2021
• Unaudited financial results for the quarter ended 30th June 2021

2020 - 2021

• Key Highlights - Q4FY21 Results
• Audited financial results for the quarter and financial year ended 31st March 2021
• Axis Bank announces financial results for the quarter and financial year ended 31st March 2021
• Key Highlights - Q3FY21 Results
• Axis Bank announces financial results for the quarter ended 31st December 2020
• Unaudited financial results for the quarter and nine months ended 31st December 2020
• Axis Bank announces financial results for the quarter and half year ended 30th September 2020
• Unaudited financial results for the quarter and half year ended 30th September 2020
• Key Highlights - Q2FY21 Results
• Unaudited interim condensed financial statements for the period ended 30th June, 2020
• Axis Bank announces financial results for the quarter ended 30th June 2020
• Unaudited financial results for the quarter ended 30th June 2020
• Key Highlights - Q1FY21 Results

2019 - 2020

• Key Highlights - Q4FY20 Results
• Audited financial results for the Quarter and Year ended 31st March 2020
• Axis Bank announces financial results for the Quarter and Year ended 31st March 2020
• Key Highlights - Q3FY20 Results
• Unaudited financial results for the quarter ended 31st December 2019
• Axis Bank announces financial results for the quarter ended 31st December 2019
• Key Highlights - Q2FY20 Results
• Unaudited financial results for the quarter ended 30th September 2019
• Axis Bank announces financial results for the quarter ended 30th September 2019
• Unaudited Interim condensed financial statements for the period ended 30th June, 2019
• Axis Bank announces financial results for the quarter ended 30th June 2019
• UnAudited financial results for the quarter ended 30th June 2019
• Key Highlights - Q1FY20 Results

2018 - 2019

• Axis Bank announces financial results for the quarter and year ended 31st March 2019
• Audited financial results for the quarter and year ended 31st March 2019
• Unaudited financial results for the quarter ended 31st December 2018
• Axis Bank announces financial results for the quarter ended 31st December 2018
• Axis Bank announces financial results for the quarter ended 30th September 2018
• Unaudited financial results for the quarter ended 30th September 2018
• Unaudited Financial Results of the Bank for the quarter ended 30th June 2018 - 30.07.2018
• Axis Bank announces financial results for the quarter ended 30th June 2018
• Unaudited financial results for the quarter ended 30th June 2018
• Outcome of 186th Board Meeting of the Bank held on 16th May 2018- 16.05.2018

2017 - 2018

• Annual Audited Consolidated Financial Results for the year ended 31st March 2018
• Audited financial results for the quarter and year ended 31st March 2018
• Axis Bank announces financial results for the quarter and year ended 31st March 2018
• Axis Bank announces financial results for the quarter ended 31st December 2017
• Unaudited financial results for the quarter ended 31st December 2017
• Unaudited financial results for the quarter ended 30th September 2017
• Axis Bank announces financial results for the quarter ended 30th September 2017
• Unaudited financial results for the quarter ended 30th June 2017
• Axis Bank announces financial results for the quarter ended 30th June 2017

2016 - 2017

• Axis Bank announces financial results for the quarter and year ended 31st March 2017
• Audited financial results for the quarter and year ended 31st March 2017
• Unaudited financial results for the quarter and nine-months ended 31st December 2016
• Axis bank announces financial results for the quarter and nine-months ended 31st December 2016
• Unaudited Financial Results for the quarter and half year ended September, 2016
• Axis bank announces financial results for the quarter and half-year ended 30th September 2016
• Axis bank announces financial results for the quarter ended 30th June 2016
• Unaudited Financial Results for the quarter ended June, 2016

2015 - 2016

• Audited Financial Results for the year ended March, 2016
• Axis bank announces audited financial results for the quarter and year ended 31st March 2016
• Axis bank announces financial results for the quarter and nine-months ended 31st December 2015
• Unaudited Financial Results for the quarter and nine months ended December, 2015
• Axis bank announces financial results for the quarter and half-year ended 30th September 2015
• Unaudited Financial Results for the quarter and half year ended September, 2015
• Axis bank announces financial results for the quarter ended 30th June 2015
• Unaudited Financial Results for the quarter ended June, 2015

2014 - 2015

• Audited Financial Results for the year ended March, 2015
• Axis bank announces audited financial results for the quarter and year ended 31st March 2015
• Axis bank announces financial results for the quarter and nine months ended 31st December 2014
• Unaudited Financial Results for the quarter and nine months ended December, 2014
• Axis bank announces financial results for the quarter and half-year ended 30th September 2014
• Unaudited Financial Results for the quarter and half year ended September, 2014
• Axis bank announces financial results for the quarter ended 30th June 2014
• Unaudited Financial Results for the quarter ended June, 2014

2013 - 2014

• Audited Financial Results for the year ended March, 2014
• Axis bank announces audited financial results for the quarter and year ended 31st March 2014
• Axis bank announces financial results for the quarter and nine months ended 31st December 2013
• Unaudited Financial Results for the quarter and nine months ended December-2013
• Axis bank announces financial results for the quarter and half year ended 30th September 2013
• Unaudited Financial Results for the quarter and half year ended September, 2013
• Axis bank announces financial results for the quarter ended 30th June 2013
• Unaudited Financial Results for the quarter ended June, 2013

2012 - 2013

• Audited Financial Results for the year ended March, 2013
• Axis bank announces audited financial results for the quarter and year ended 31st March 2013
• Axis bank announces financial results for the quarter and nine months ended 31st December 2012
• Unaudited Financial Results for the quarter ended December, 2012
• Axis bank announces financial results for the quarter and half year ended 30th September 2012
• Unaudited Financial Results for the quarter and half year ended September, 2012
• Axis bank announces financial results for the quarter ended 30th June 2012
• Unaudited Financial Results for the quarter ended June, 2012

2011 - 2012

• Audited Financial Results for the year ended March, 2012
• Unaudited Financial Results for the quarter ended December, 2011
• Unaudited Financial Results for the quarter and half year ended September, 2011
• Unaudited Financial Results for the quarter ended June, 2011

2010 - 2011

• Audited Financial Results for the year ended March, 2011
• Unaudited Financial Results for the quarter ended December, 2010
• Unaudited Financial Results for the quarter and half year ended September, 2010
• Unaudited Financial Results for the quarter ended June, 2010

2009 - 2010

• Audited Financial Results for the year ended March, 2010
• Unaudited Financial Results for the quarter ended December, 2009
• Unaudited Financial Results for the quarter and half year ended September, 2009
• Condensed Unconsolidated Financial Information for quarter ended 30 June 2009
• Unaudited Financial Results for the quarter ended June, 2009

2008 - 2009

• Audited Financial Results for the year ended March, 2009
• Unaudited Financial Results for the quarter ended December, 2008
• Unaudited Financial Results for the quarter and half year ended September, 2008
• Unaudited Financial Results for the quarter ended June, 2008

2007 - 2008

• Audited Financial Results for the year ended March, 2008
• Unaudited Financial Results for the quarter ended December, 2007
• Unaudited Financial Results for quarter and half year ended September, 2007
• Unaudited Financial Results for quarter ended June, 2007

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Axis Bank to sell stake in finance unit, looks at listing too

• CEO Amitabh Chaudhry aims to propel Axis Bank from its current position as India's third-largest private sector bank to the top spot. While inorganic growth is off the table, the bank is focusing on improving customer service, expanding rural lending, and driving digital innovation.

Mumbai: Axis Bank may bring a strategic investor for Axis Finance or even consider a public listing of the non-banking subsidiary, a top executive said.

The decision was prompted by the banking regulator's discomfort with banks operating subsidiaries in similar lines of business, managing director and CEO Amitabh Chaudhry said, even though rules do not prohibit lenders from having non-banking finance companies (NBFCs) as subsidiaries.

"It is part of our strategy, and perhaps we may do it earlier than planned. A clear indication from the regulator is that if you can do a particular business in the bank, you should not be doing the business in a subsidiary. If you want to do that, then there should be a complete arm's length relationship," Chaudhry said in an interview.

Chaudhry also acknowledged that continual capital injections into non-banking subsidiaries may not be viable in the long term. "At some stage in future, if it has to grow, it will have to raise external capital. We don’t necessarily have to list; we can even look at strategic partners to join us," he added.

Banks operating fully-owned NBFC subsidiaries are still a rarity - Federal Bank has already listed its NBFC unit Fedbank Financial Services (Fed Fina), while HDFC Bank is preparing for an initial public offering of HDB Financial Services. That leaves Axis Finance as the only 100% NBFC subsidiary to be operated by a large bank.

Axis Finance reported a 26% year-on-year jump in net profit to ₹ 154 crore in the June quarter. At the end of June, its assets under management stood at ₹ 34,104 crore, as against HDB Financial's loan book of ₹ 95,600 crore.

Vision for Axis Bank: From No. 3 to No. 1

Chaudhry's vision is to propel Axis Bank from its current No. 3 position to the top, though he has not set a specific timeline. He emphasized that Axis Bank already leads in several business segments and is focusing on three areas: improving customer service, expanding its rural loan portfolio, and driving digital innovation.

The bank has launched ‘Sparsh’, an initiative to drive customer satisfaction, where bank officials listen to recorded calls of customers at their branches and understand their concerns.

"We have reached a certain point. We have delivered a lot of things that we decided on and come a long way. When I came in, I had made a statement that I had not come here just to remain as a number three player. We need to start looking at how we can get to number one and number two in various businesses," said Chaudhry, who will complete five years at the helm of Axis Bank in December. The bank's board has already given him approval to continue until 2027, and an approval from the Reserve Bank of India is awaited.

"There are many businesses where we have changed our ranking from being number three or four to around number one and two, but there are still enough businesses where our ranking remains number three and number four. And again, I don't mean just in terms of size, I mean in terms of profitability, brand image, impact in the marketplace, perception of customers, and so on," he added.

Chaudhry was, however, quick to clarify that he is not looking to leapfrog into the No. 1 spot by going the inorganic route. The bank concluded the integration of Citibank's retail arm in India with itself in July this year.

He is not convinced about acquiring a microfinance company to grow the rural loan book either, owing to the cost structure. Two years ago, the bank had explored talks with Spandana Sphoorty Financial for a takeover, but the talks fell over valuation issues.

“Many of these institutions are driven by founders or a set of people who have brought the business from almost nothing to where it is today. They have their own culture, which might not necessarily match that of Axis," he said.

"Secondly, how do you keep the management of the founder incentivized to continue to run it, add value to it, look at a growth path for the next decade and plan beyond? And third, under what structure do you acquire it? Because you can look at some of the private sector banks, I think over a period, they had to bring a lot of the stuff from the MFI into the bank. So, the cost structure has changed. In that case, you might as well create an MFI business internally," he explained.

Chaudhry is also not keen on listing the bank's other subsidiaries – Axis Mutual Fund or Axis Securities – as he believes it wouldn't have much impact on the bank's capital base.

Axis Bank is also not looking to increase its stake in Max Life from the existing 20% to 51%. The bank's core equity capital stood lower at 14.06% at the end of June compared to ICICI Bank's Tier 1 capital of 15.6% and HDFC Bank's capital of 16.8%.

That said, Axis Bank has managed to achieve an 18% return on assets (ROE) over the last five years, a target Chaudhry had set at the time of joining. Analysts were sceptical at the time about how it could increase from 2.5% in 2019 to 18%.

For comparison, ICICI Bank's ROE is 19.39%, while HDFC Bank's is 22.6%.

"18% is a good benchmark. So, we will stick to it for some time. Because if we aim for more, then maybe we will stop investing back in the business. We've been telling our shareholders that if we are meeting the 18% target, and let's say, even if our cost to revenue is slightly higher, I'm investing for the future, and that’s very important in a growth market like India," he said.

Axis Bank shares have gained 83% over the last five years, and its market cap has surged 121%. On Tuesday, shares of Axis Bank closed at ₹ 1,165.50 on the NSE, up 1.06% from their previous close.

Like other banks, Axis Bank also faces three big challenges going forward - rising credit cost or the amount of provisions banks have to make for loan losses, sluggish deposit growth and rising attrition.

Axis Bank had seen its credit cost increase to 1.19% in the first quarter from 0.68% in the fourth quarter, partly due to rising slippages in the unsecured loan book.

Also Read: Is Axis Bank's share price fall a knee-jerk reaction?

"See, the credit cycle was at its lowest a couple of quarters back. It is in nature of things that it will rise. Some of it is very clearly showing up in numbers. If you look at the numbers, there is an increase in credit costs across the system , especially coming from the unsecured side. Will it go back to the historical average very soon, and will it play out over a long period of time? I suspect not. Most of the large banks have built better controls and more granular lending businesses, so I think we will see a rise in credit cost, but it will settle at a lower average than before," he said.

While analysts acknowledge the performance of Chaudhry in turning around the bank over the last five years, they remain sceptical of whether it will break into the big league very soon.

"Since taking the helm, Chaudhry has delivered an impressive 18% ROE, bringing much-needed stability to the bank. However, the road to becoming the No. 1 player presents a more formidable challenge," said Asutosh Mishra, head of institutional research, Ashika Stock Broking.

“With his successful track record at Axis Bank, all eyes are on how he will steer this journey. The competitive landscape has evolved, especially with the HDFC Bank merger, ICICI Bank’s strengthened position, and PSU banks emerging as more formidable contenders."

Also Read: Axis Bank's unthinkable move: A credit card you just can't buy

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