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20 Most expected essay topics for SBI PO 2024 | Important Essay Topics for SBI PO Mains Exam

Important essay topics for sbi po 2024 descriptive exam.

State Bank of India ( SBI ) PO Mains Exam consist two paper. First paper is objective type while second paper is subjective descriptive paper for essay and letter writing  with pen paper mode. SBI PO Descriptive Paper consist two questions of essay and letter writing each from one. The time allowed for sbi po essay and letter writing is 30 minutes. Here we have compiled list of 20 most important essay topics for sbi po exam 2024 . You can read these essays by clicking on the topic. This will help you in securing maximum number in sbi po essay writing Exam. 

Important Essay Topics for SBI PO 2024

• Essay on PM Surya Ghar Muft Bijli Yojana: Read Here
• Essay on ICC World Cup 2023:  Read Here
• Essay on One Nation One Election:  Read Here
• Essay on Mission Chandrayaa-3:  Read Here
• Essay on Green Growth:  Read Here
• Essay on e-₹UPI:  Read Here
• Download PDF of these Essays:  Click Here
• Essay on G20 Summit:  Read Here
• Essay on UPI Advantages and Disadvantages:  Read Here
• Essay on Cashless Economy:  Read Here
• Essay on NPA Crisis in India:  Read Here
• Essay on 5G Technology:  Read Here
• Essay on Non-performing Assets (NPA):  Read Here
• Essay on Hate Speech:  Read Here
• Cryptocurrency and India:  Read Here
• Essay on PM SHRI School Scheme:  Read Here
• Essay on Astro Tourism:  Read Here
• Essay on Asia Cup 2022:  Read Here
• Essay on Artificial Intelligence (AI):  Read Here
• Essay on Commonwealth Games 2022:  Read Here
• Advantages and Disadvantages of Internet:  Read Here
• Essay on Agnipath Scheme: Read Here  
• Essay on Envisioning India @2047:  Read Here

• Essay on Menace of Fake News:  Read Here
• Essay on Power Crisis in India:  Read Here
• Essay on Freebie Politics:  Read Here
• Unsung Heroes of Freedom Struggle:  Read Here
• Azadi Ka Amrit Mahotsav:  Read Here
• Importance of Free and Fair Election:  Read Here
• Download PDF of these Essays: Click Here
• Olympic Games Tokyo 2020:  Read Here
• Governance 4.0:  Read Here
• Natural Farming:  Read Here
• Kashi Vishwanath Corridor:  Read Here
• Aatmanirbhar Bharat:  Read Here
• PM Ayushman Bharat Health Infrastructure Mission:  Read Here
• Vocal for Local:  Read Here
• Advantages and Disadvantages of Online Classes:  Read Here
• Corona and its impact on Human Life:  Read Here
• Raising Legal Age of Marriage for Women:  Read Here

• Uniform Civil Code:  Read Here
• Essay on Online Shopping:  Read Here
• Essay on Electric Vehicle:  Read Here
• Essay on Importance of Education:  Read Here
• Essay on Natural Disaster:  Read Here
• Essay on Social Media Addiction:  Read Here
• Essay on Plastic Waste Management:  Read Here
• Essay on Human Rights:  Read Here
• Electronic Vehicles: The Future of Transport:  Read Here

The above Essay topics are most important essay topics for SBI PO Descriptive Paper. You must prepare these essay topics before appearing in the exam. These essays will help you in getting more marks in sbi po descriptive exam. In addition to these essay topics below are some other important essay topics for sbi po descriptive paper exam. You also can download PDF of these essay from here.

SBI PO Essay Topics 2024

• Essay on Environmental Pollution:  Read Here
• Essay on Benefits of Yoga:  Read Here
• Essay on Single Use Plastic:  Read Here
• Role of Students in Eradication of Drugs:  Read Here
• E-Learning: The Future of Education System:  Read Here
• Essay on Women Empowerment:  Read Here
• Essay on Global Warming:  Read Here
• Essay on Unemployment:  Read Here
• Essay on Human Trafficking:  Read Here

Hope you liked these important essay topics for SBI PO Descriptive exam. You can read these essays by clicking on the essay topic . 

Tags: sbi po essay writing, sbi po essay topics 2024, sbi po essay and letter writing topics, sbi po essay, essay topics for sbi po descriptive exam, Essay for SBI PO Mains 2024,

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Home » Descriptive Writing For Bank PO

IBPS PO Descriptive Paper 2023 PDF Download: Essay And Letter Writing Tips

IBPS PO Descriptive Paper 2023 PDF Download: The State Bank of India conducts the   IBPS PO  2023 recruitment. Candidates have to practice well to score maximum in the IBPS PO descriptive paper 2023. The IBPS PO Descriptive Paper 2023 consists of Essay writing and Letter writing. Combining both letter writing and essay, the total IBPS PO descriptive paper marks are 50. This article contains tips for Essay writing for IBPS PO Mains 2023 and Letter Writing for IBPS PO Mains 2023. Here we have discussed the Important topics for essay writing and Letter writing. In an IBPS PO Descriptive paper 2023, Letter writing and Essay writing would be conducted after the objective test of IBPS PO mains. Let’s get into this article and find more details of essay writing for bank PO exams and letter writing for bank PO exams, especially for the IBPS PO exam here.

IBPS PO Previous Year Question Paper

Take IBPS PO Mock Test

What is Descriptive Writing?

Know what is essay writing for IBPS PO posts and Scale 1 officers and how to write a descriptive essay is provided here.

• Descriptive essay writing defines the topic through which objectives, literacy skills, Presentation skills, and knowledge of a writer are identified.
• It provides a clear picture and concise information on the topics chosen to describe.
• It enhances the vocabulary skills of the writer and also makes the writer gain the skills to deliver the content to the readers.
• Writers define the topics by Capturing events and paying attention to the issues.

What I should do first?

Writing an essay writing needs a perfect introduction to the topic and should gain the reader’s interest to know about the topics. Check how to start your descriptive writing.

• Candidates must visualize the chosen topic in mind and prepare a road map that how to present the information effectively to the readers before writing.
• Aspirants need to realize whether a topic is argumentative or critical so that the information regarding the topic can be presented precisely.
• The aspirant should realize the purpose of choosing a particular topic and should exhibit a clear vision while delivering content.

How to start my essay?

Here we have equipped some of the tips to start the essay writing provided here.

• When stating any topic, defining the introduction on the title is more important which attracts the reader to read your content.
• The introduction represents what is given in the latter part of the essay.
• The introduction must contain key ideas and mandatory information.

What topic do I have to choose?

• Aspirants must need to choose a topic on which sufficient points could be collected at the stipulated time.
• The aspirant must have known current events and objectives of the topic that they choose to describe.
• Aspirants choose the topic on which impressive ideas and thoughts can be delivered.

IBPS PO Vacancy Details

IBPS PO Salary Details

IBPS PO Descriptive Paper Patter n 2023

The following table contains the type, the number of questions, total marks, and time duration asked in the IBPS PO Descriptive Paper. Check out the IBPS PO Descriptive paper pattern added below and make your preparation accordingly.

IBPS PO Mains Mock Test Series 2023

Ibps po descriptive paper 2023 pdf download.

The IBPS PO descriptive paper 2023 pdf download link is added below. Candidates preparing for the upcoming IBPS PO mains examination can download the IBPS PO descriptive paper 2023 and make an effective preparation. It is a one-stop solution for entire essay writing and letter writing for the IBPS PO mains exam 2023.

IBPS PO Syllabus & Exam Pattern

Letter Writing for IBPS PO And Other Bank PO Mains 2023 Exams – What is a Letter?

Check here what is letter writing for IBPS PO mains 2023, and other bank PO exams. The letter defines the way of stating information, conveying messages, wishes, and gratitude, addressing grievances, and tweeting progress to the receiver. It is a communication medium between a sender and receiver and a formal way of expressing thoughts. A letter aids the person to deliver everything in a systematic way and also it is a fundamental step to originate the process.

Based on the information stated it has been classified into two types.

• Formal letter
• Informal letter

IBPS PO Descriptive Paper 2023 Topics for Letter Writing

The important letter-writing topics for IBPS PO that the aspirants can practice for the upcoming bank exams are discussed below.

Formal Letter Writing Trending Topics For IBPS PO Mains

Here are the formal letter-writing topics for IBPS PO descriptive paper 2023.

2. Write a letter to the branch manager to claim the amount as a nominee to your father’s account.

3. Write a letter to the E-commerce site portal to deliver products to your localities.

4. Write a letter to your branch manager requesting to open a Current account since u are doing business.

5. Write a letter to the editor to make awareness of government yojana plans.

6. Write a letter to your insurance officer to claim your amount since your lock-in period is over.

7. Write a letter to your district collector to establish many coaching or training institutes for rural people to prepare for competitive exams.

9. Write a letter to the head of the water body to remind them of the increasing pollution of river water and the decreasing trend of groundwater level.

10. Write a letter to the human rights commission to make peace in your locality against of communal atrocities.

Descriptive Letter Writing for Bank Exams 2023 –  Description  of a Letter

The letter writing for bank exams pdf description details are provided here for the formal and informal letter types. Candidates can follow the format provided here.

Descriptive Letter Writing for Bank PO Exam –  How to Convey My Message?

Before writing letters for bank PO exams, aspirants have to plan for themselves which type of letter will be presented by them.

If It is a Formal Letter:

• Aspirants must observe whether the body of the content should be addressing complaints, requisition for something, or stating information.
• Mentioning the subject clarifies to the receiver what is defined in the following content.
• The body of the content should be concise information on what needs to be delivered.
• Ending the content, the aspirant must add a statement to express gratitude or requisition words to make the desired action to be complete.

If It is an Informal Letter:

• Aspirants can express their own ideas, wishes, worries …… etc.
• Aspirants need to mention words like hey/hello/how are you? ……..  at the start of the content.

Letter Writing for IBPS PO Mains 2023 –  What I Should Not Do?

Here we have added the things that should not be done while writing the letter writing for the IBPS PO mains 2023 exam.

• The aspirant should not use colloquial language in any form.
• Content should not be lengthy.
• The aspirant should not use irrespective words of anybody or any other organization.
• The aspirant should not define fake information.
• Should not use impertinent words while suggesting remedies or opinions.

Letter Writing for Bank Exams 2023 –  Where I Can Practice Myself?

• Aspirants need to watch daily events occur everywhere which helps them to ask questions themselves and also provides ideas to describe answers.
• Aspirants need to learn more vocabulary so that information can be delivered briefly with a clear vision.
• Aspirants should have a habit of sending letters on daily events through mail to their friends, colleagues…etc. in a week. It improves their content preparing knowledge and also typing speed so that letters can be completed within the stipulated time.

Follow the steps provided above for letter writing for bank exams pdf provided with practice tips and approaches that should be followed.

IBPS PO Descriptive Paper 2023 Topics for Essay Writing

The important essay-writing topics for IBPS PO that the aspirants can practice for the upcoming bank exams are discussed below.

How I should deliver my content?

Candidates must know how to deliver the content of essay writing which is provided here.

• The first paragraph should contain mandatory information regarding the topic.
• Definition, key information, current events, causes and effects, and precautionary measures need to be described.
• The body of the content should be confidential information and optimistic ideas about the topic.
• The sentence should be interrelated with the previous one with the required keywords and avoid repeating of same sentences.

English Language Section practice Quiz

How to exhibit my language and vocabulary skills.

Essay writing requires good language and vocabulary skills.

• Aspirants can use basic-level familiar vocabulary to present their content.
• Grammatical skill is required to frame a sentence with proper sequence and avoid Grammar mistakes.
• Aspirants must apply common subjects like people, politicians, employees…etc. instead of pronouns(I, WE, U, THEY, HE, SHE).

How to conclude the topic?

Check how to write a descriptive essay conclusion in an effective manner is provided here.

• Content should be concluded logically from the above-mentioned paragraph in the essay. It should create optimistic thoughts about the issue.
• The narration of the topic should create passion and positive impacts among the readers and should be attractive.

How the evaluator will examine my essay?

• Examiners will look after the keywords represented in the essay so that the body of the content can be identified.
• Examiners will scrutinize the grammatical skills of the writer and vocabulary skills through which the words used in the essay learned by the writer could be justified.
• Word spelling and sentence coherence in passages will be verified so that basic language skills can be known.

Things should be avoided

Check the details of thongs that should be avoided for essay writing

• The introduction part should not be too lengthy.
• The sentence should not be repeated twice in an essay.
• Information should not be non–coherent.
• Aspirants are advised not to choose a topic that makes them uncomfortable to collect ample points.
• The Aspirant was advised not to use difficult-level vocabulary while delivering content.
• Grammatical mistakes should be avoided.
• Maximum negative views over the topic need to be avoided.
• Aspirants should avoid the usage of pronouns in the passage.
• Should not use colloquial languages while typing text like bcz, pls, u, know…etc
• The aspirant must avoid making spelling mistakes while typing text hurriedly.

How to practice? where I can get the source?

Check how to practice writing a descriptive essay and the source to write the descriptive essay in an effective manner.

• The aspirant has to read the daily news, and current affairs and should have the habit of reading editorial sections in newspapers like the Hindu, times of India…etc.
• Aspirants can frame sentences easily by learning more vocabulary and the habit of creating their own sentences for the word learned.
• Practicing and creating own title and making content on own on a daily basis enhance the knowledge of collecting points for any topic and make the candidate finish the essay on the stipulated time.

FAQs – IBPS PO Descriptive Paper 2023 PDF Download

Here we have given some common FAQs related to the IBPS PO Descriptive Paper 2023 pdf for the reference of the candidates.

Q 1. Is there a descriptive test in t he IBPS PO exam?

Ans . Yes, there is a descriptive test in the IBPS PO mains examination. The test comprises two questions for 50 marks which need to be answered in 30 minutes.

Q 2. What type of questions are asked in the IBPS PO descriptive test?

Ans . One Essay writing and one Letter writing question are asked in the descriptive paper for the IBPS PO exam.

Q3. Is the IBPS PO descriptive paper online or offline?

Ans . The IBPS PO descriptive paper test is conducted online.

Q4. When will the IBPS PO 2023 mains descriptive exam be conducted?

Ans. IBPS PO mains descriptive exam date will be announced soon.

Q. What   are the types of letter writing?

The letters are classified into two types and they are formal and informal letters.

Q. What is a formal letter?

The formal letter is also known as the official letter and it is written to a respected person, reputed organization, or higher officials.

Q.   How to choose a topic for an essay in the main exam?

Aspirants must choose a topic on which sufficient points could be collected at the stipulated time and the topic should be current affairs.

Q. What should be avoided in essay writing?

Grammatical mistakes and sentence repetition should be avoided while writing an essay.

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SBI PO Previous Year Essay Topics

Table of Contents

It is very important for all the candidates to know the previous year’s exam pattern and the type of questions asked in the examination. As we all know, the State Bank Of India has already released the recruitment notification for the SBI PO 2021. The SBI PO 2021 prelims exam dates are already announced and the candidates who will qualify for the prelims examination will be called for the mains examination. To help the candidates in their xam preparation and to give them an idea about the previous year exam pattern, we are here with the SBI PO Previous year essay topics.

SBI PO Prelims Admit Card 2021

SBI PO Exam Dates 2021

The SBI recruit the candidates based on the prelims exam, mains exam and the interview round. A candidate s required to qualify each stage to get the final selection for the recruitment. The SBI PO mains exam 2021 is both objective and descriptive, so to help the candidates in their exam preparation and to give an overview about the pattern of the descriptive exam, we are providing the SBI PO Previous year essay topics which will enhance their exam preparation. The previous year essay topics are

SBI PO 2013

• Women Entrepreneurs in India
• Importance of Investment
• Essay on SME
• Banks play a vital role in day to day life
• Entrance Exam – An evil
• Pros n cons of winning the lottery
• Women security at the workplace is a deep concern
• Inclusive growth
• Cottage Industries
• Blessings of science
• Dowry deaths
• My Motherland
• Banks are manufacture of money’’
• Features of economic recession.
• A day when everything went wrong.
• The risks of trading at the stock market
• The impact of interest rate changes on the economy.
• Responsibility of media in molding public opinion.

SBI PO- 2014

Write an argumentative essay in about 250 words on any one of the following:-

• How Education for economics can be put into college?
• Is election commission right in banning election symbols during the casting of votes?
• Roll of uneducated people in Indian Economy

Also Check:

• SBI PO Previous Year Question Papers
• SBI PO Salary 2021

SBI PO – 2015

• One Rank One Pension – Pros & Cons of its implementation.
• E-Commerce – An Ethical Problems.
• India’s Dependence on Monsoon

SBI PO-2016

Write an argumentative essay in about 300 words on any one of the following:-

• Essay on effect of Pokemon Go
• Essay on positive effects of Hike in the salary of an employee on the economy
• Essay on importance of History of nation.

SBI PO – 2017

Write an argumentative essay in about 150 words on any one of the following:-

• Write an essay on the positive and negative impact of technology.
• Write an essay on effect of social media and its consequences on our population. 

SBI PO – 2018

•    Based on Bitcoin
•    Based on Monsoon
•    Based on Projects and Assignments

SBI PO – 2019

•     Digital Literacy
•     E-commerce impact on traditional business
•     Precaution to be used while using online banking.

SBI PO 2020 Mains Descriptive Paper

The descriptive paper comprises two questions (Letter and Essay) of 50 marks. Applicants are required to complete the two questions within 30 minutes.

Letter (150 words)

• The letter to the editor to encourage youth to join the armed forces
• To the Manager by Bank customer to close the bank account.

Essay (250 words)

• Efficient use of natural resources.
• Pros and Cons of Online Education

SBI PO Prelims & Mains Exam Pattern 2021

SBI PO Prelims Study Plan 2021

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SBI PO Previous Year Question Paper PDF with Solution: Download PDF

Aug 2, 2024

SBI PO Previous Year Question Papers are available in PDF for Prelims and Mains Exam. If you are appearing for SBI PO exam, you should download and practice old question papers. They will help you understand the exam structure and help you identify important and repeating questions which will help you identify important topics.

Table of Contents

• SBI PO Prelims Papers 2023
• SBI PO Papers 2022
• SBI PO Papers 2021
• SBI PO Papers 2020
• SBI PO Previous Papers
• SBI PO Papers in Hindi
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SBI PO Prelims 2023 Question Paper with Answer Key

SBI PO 2022 Previous Year Question Paper

SBI PO Previous Year Question Paper 2021

The details are given in the table below:

SBI PO Previous Year Question Paper 2020

SBI PO Previous Year Question Paper 2018

SBI PO Previous Year Question Paper and Solution PDF

To help you in all aspects of the SBI PO Exam, we have listed a few SBI PO Previous Year Question Papers & their solutions.

SBI PO Prelims and Mains Question Paper PDFs in Hindi

SBI PO Previous Question Paper PDF

SBI PO Previous Year Question Paper FAQs

Q: Where can I find SBI PO Previous Year Question Paper?

A : You can download PDF for SBI PO Previous Year Question Paper in the above article.

Q: How many papers are there in SBI PO exam?

A : The test is conducted in online mode and consists of 3 sections- English Language, Quantitative Aptitude, and Reasoning Ability. Candidates who clear SBI PO Preliminary exam will be able to appear for SBI Main. The marks secured in Prelims will not be considered for final selection.

Q: Is SBI PO exam MCQ based ?

A: Yes, SBI PO exam consists of Multiple Choice Questions (MCQ).

please post the exam date for PO because we all need to prepare for preliminary test2023

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SBI CBO 2021 Exam on 23rd Jan 2022: Check Important Essay & Letter Writing Topics

Check sbi cbo 2021 descriptive test important essay & letter writing topics for sbi cbo 2021 exam on 23rd january 2022 to fill up 1226 circle based officers (cbo) vacancies in state bank of india..

SBI CBO 2021 Important Dates

SBI CBO 2021 Exam Pattern

Sbi cbo 2021 online written tests.

NOTE: Merit list will be drawn State wise and Category wise on the basis of the aggregate marks scored in the Online Written Test. There will be no sectional qualifying marks. Candidates numbering up to 3 times (approx.) of the State wise and Category wise vacancies will be shortlisted for Screening from the top of the merit list drawn on State wise and Category wise subject to a candidate scoring the minimum aggregate qualifying score, as decided by the Bank.

SBI CBO 2021 Descriptive Paper Important Essay & Letter Writing Topics (Expected)

SBI CBO Previous Years' Essay & Letter Writing Topics

SBI CBO 2020 Essay & Letter Writing Topics

Essay Topic (3 topics given, 1 to be attempted)

(i) Role of NBFC in Indian Economy

(ii) Banking Reform after 1992

(iii) Agriculture in India

Letter Writing (3 topics given, 1 to be attempted)

(i) Write a letter to Postmaster as you are not at home and your Cheque Book returned.

(ii) Write a letter to senior telling how your Junior is misbehaving with everyone.

(iii) Write a letter to the Regional Head of your Bank to increase the number of ATMs in your area.

SBI CBO 2021 Admit Card - Download Link

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• SBI Mock Test

SBI Mock Tests - Free Online Mock Tests For SBI Exams 2023

Candidates preparing for SBI Exam 2023 should start their preparation by taking SBI Mock Tests Free for different exams to stay ahead in the competition.

The online SBI Mock Tests will give candidates actual experience of SBI Prelims exam will All India Level SBI practice set papers. The online SBI tests are curated by the experts considering the syllabus, exam pattern, interface and difficulty level of the exam.

Candidates preparing for SBI exams are suggested to take Free SBI Mock Test provided by BYJU’s for complete preparation and practice of their exams. The SBI Practice sets have been made as per the latest SBI exam pattern and syllabus.

Download the SBI Mock Tests PDF for different SBI exams below:

SBI PO Mock Test – The SBI Free Mock Test for Probationary Officer is the perfect choice for candidates to prepare for SBI PO 2023. Gear up and start preparing for SBI PO Prelims 2023, get hold of your weak areas and make strategies to score better by taking SBI online test series.

SBI Clerk Mock Test – To be ahead of huge competition that applies for the SBI Clerk exam every year candidates need free SBI Mock Tests. The SBI Practice sets for SBI Clerk 2023 help to diagnose preparation at regular intervals and elevates the performance to a new level.

SBI SO Mock Test – The SBI Mock Test for SBI SO 2023 aims to provide candidates with a variety of questions asked in the exam. It gives aspirants of SBI SO exam hands-on experience in handling questions of varying difficulty and complexity. The SBI test series for Specialist Officer exam is designed to give an edge to candidates over others in the SBI SO 2023.

Also for detailed information on the Bank PO exam, check the linked article.

SBI Free Mock Tests

Solving the Free Online SBI Mock Tests will help candidates understand the exam pattern and type of questions which may be asked in the final bank exam. It is also important that candidates solve previous year question papers to get an idea of the important topics with respect to the various SBI exams.

Candidates can check the Bank PO Question Papers along with their solutions at the linked article and start their preparation for the upcoming Bank exams now.

State Bank of India, the largest public-sector bank in the country, conducts the various SBI exams. The SBI mock test will help candidates prepare and revise well for the actual exam. Every year SBI conducts recruitment for the below-mentioned posts:

• SBI Probationary Officer

Check the detailed SBI Syllabus for different exams.

Attempting these mock tests will help candidates outperform in the SBI exam as the free SBI Mock Test series by BYJU’S consists of 25 questions from the three main sections of the SBI exams: reasoning ability, quantitative aptitude and verbal ability.

Other related links:

The SBI mock test series is made keeping in mind the difficulty level of the actual exam and it will help candidates analyse their preparation for the exam. Regularly attempting SBI mock test will enable candidates to evaluate their performance and accordingly prepare for the exam.

SBI Online Test Series

Why take Free SBI Mock Test?

• The SBI mock test series will help candidates prepare for the actual exam and analyse their performance.
• The marks scored in the free SBI mock test will help candidates analyse their growth.
• The questions in the SBI mock test will enable candidates to find pout their strengths and weaknesses in the paper and they can further improve accordingly.
• Since the SBI exam is all about time management, candidates will also get an idea about the speed with which they have to attempt the paper. It would be useful in the actual exam.
• To best analyze the preparation level SBI free mock test by BYJU’s gives individual scores. This analysis provides an idea to the candidate to put in more efforts before giving the final exam.
• The main intention of every candidate must be that minimum marks are lost for attempting the questions wrongly. So candidates must not end up losing marks in the questions attempted wrongly.

Candidates must also solve online bank exam quiz by BYJU’S. The quiz comprises 25 questions from the three sections: reasoning ability, quantitative aptitude and English language.

SBI Exam Pattern

The SBI exam is conducted in 3 stages:

• Preliminary Exam
• Interview (only for SBI PO)

However, for SBI SO, the exam is conducted in two stages i.e., Paper 1 and Paper 2.

The SBI exam pattern is given below in brief:

Candidates need to attempt the SBI mock tests on a regular basis. It will help them in knowing where they stand in terms of their preparation and how much more effort needs to be put in for the actual exam.

Also, these mock tests will help aspirants practise and revise the syllabus and improve their performance in the final exam.

For better results, candidates must also solve the SBI PO previous year question papers as this will help them know the difficulty level of the exam and apprehend their performance.

Also, Check the following link for SBI preparation:

Frequently Asked Question – SBI Free Mock Tests

Q.1. is it possible to attempt the sbi online test series offline, q.2. does byju’s provide solutions to free  sbi practice sets, q.3. what type of questions are covered in sbi online test series from the  sbi  syllabus, q.4. what will candidates learn after taking free sbi mock tests.

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Is deposit growth a challenge for SBI? Here's what chairman Dinesh Khara has to say

RBI Governor Shaktikanta Das has raised the alarm multiple times, while the finance minister recently urged public sector banks to develop innovative strategies to attract more deposits.

• Updated Aug 24, 2024, 1:29 PM IST

State Bank of India (SBI) Chairman Dinesh Khara remains confident about the bank's position despite concerns over slowing deposit growth, stating that that the lender continues to achieve strong asset growth.

Khara’s remarks come amid growing concerns from the Reserve Bank of India (RBI) and the government regarding the deceleration in deposit growth across the banking sector. With credit growth slowing to 13.8 percent in the last fortnight and deposit growth dipping to 10.3 percent, the issue has drawn significant attention. 

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Khara on these concerns said: “We are in a position to support our loan book growth well and so long as we can do that, I don't think we have any challenge.” He emphasized that SBI is managing its resources by unwinding excess investments in government securities—currently over Rs 16 trillion—to ensure sufficient funds for lending.

In the first quarter of the current fiscal year, SBI recorded an 8.18 percent year-on-year growth in deposits, reaching Rs 49.02 trillion, up from Rs 45.31 trillion in the same period last year. However, there was a slight sequential decline of 0.29 percent in deposits.

As Khara prepares to step down on August 28 after nearly four years at the helm of SBI, he reiterated the bank's ability to sustain growth through strategic resource management. SBI in its latest report had challenged the perception that deposit growth in the banking sector is slowing, calling it a "statistical myth."

While it's true that credit growth has outpaced deposit growth in recent years, the report argues that a deeper analysis paints a different picture. In FY23, All Scheduled Commercial Banks (ASCBs) recorded the highest absolute growth in both deposits and credit since 1951-52. Deposits surged by Rs 15.7 lakh crore, while credit grew by Rs 17.8 lakh crore, pushing the incremental Credit-Deposit (CD) Ratio to 113 percent. This momentum continued into FY24, with deposits rising by Rs 24.3 lakh crore and credit by Rs 27.5 lakh crore.

Contrary to the narrative of a deposit slowdown, the data reveals that since FY22, incremental deposit growth has actually outpaced credit growth, with deposits increasing by Rs 61 trillion compared to Rs 59 trillion in credit. 

As the report notes, "Decadal deposits have expanded by a sharp 2.75 times, while decadal credit has grown by 2.8 times."

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Home » Bank Exams » Essay Writing for SBI PO

SBI PO Mains: Essay Writing for Descriptive Section 2023

SBI PO Mains 2023 – The SBI PO descriptive section for 2023 will test you on two aspects only – Essay Writing & Letter writing. Previously P récis , Comprehension, and Paragraph writing were also a part. In today’s article, we will take a closer look at how to approach Essay Writing.

What should an Essay comprise of?

An essay is nothing but a short piece of writing on a particular topic. What sets an essay apart is not just being error-free in terms of grammar and spelling but also the structure and flow of ideas in the essay. A basic but ideal structure to follow is:-

1) Introduction:- This should contain a brief introduction of the topic with an explain the background of the topic. Use this section also to briefly mention your view on the topic before elaborating on that in the body paragraphs.

2) Body Paragraphs:- The body paragraphs (or the middle paragraphs) are used to present one’s point of view on the subject in a detailed manner.  You should restrict the number of paragraphs here to 2 or 3. The purpose of the body is to list in detail the examples that support your view. It is always advised to put forth your strongest argument first followed by the second strongest one and so on.  Each paragraph should contain one idea and sentences supporting it.

3) Conclusion:- The conclusion is the place to restate the main argument/view you made by showing the connections made between the different points in your essay. However, one should not use the same words to do so. The conclusion should also not be a place to introduce any new idea or thought but just a summary of your main argument using some of the strongest evidence supporting it.

 Plan Before You Type:-

Although it may seem like a waste of time, it is important to spend a few minutes to first plan and think about what you are writing instead of immediately writing. If you have 15 minutes for one essay, spending about 5 minutes on planning your essay can save a lot of time on thinking while you type. Most people who don’t plan before writing tend to get stuck in the middle or run out of ideas and are forced to think after writing a portion of the essay. This will hamper the flow and structure of your essay if you try to generate ideas while typing.

Spend a few minutes outlining the points you want to make. Make rough points on the introduction, the stance you are taking along with supporting arguments. Make sure you have your sequence with the strongest arguments first and then the remaining arguments.

DOs and DONTs:-

• Make a time strategy while you practice. For eg: If it’s 15 minutes for one essay, then have 5 -7- 3 plans where you spend 5 minutes planning, 8 minutes typing, and then 2 minutes reading through the final essay to eliminate any grammatical or spelling errors. Make sure you do get the time to read and check for any errors. You can tweak the time-break up and choose one that works for you.
• Stick to the word limit provided. If no word limit is provided, try to limit your essay to around 250-300 words.
• Avoid using colloquial, slang, or SMS ‘lingo’ while you type. No using of “I’m”, “wat”, “thx”,”ASAP”, “gr8” etc. or use of informal language such as ‘veggies’ instead of vegetables, ‘Kids’ instead of Children, ‘Anyways’ instead of Nevertheless etc.
• Use simple language. Even if your vocabulary is very strong, use words and sentences that you believe most of the readers will understand. No extra points are given for using difficult words that very few understand. In fact, it can be detrimental. For eg: “The deleterious effects of smoking…. ” vs ” The harmful effects of smoking… “
• Do NOT use “I think…”, “I feel… ” , “In my opinion” etc. Avoid the use of first-person and second-person pronouns throughout the essay.
• Do NOT make broad generalizations such as “Everyone knows that Narendra Modi is a good Prime Minister”. Instead one could say that “Several people believe that Narendra Modi is a good Prime Minister” and this statement can be supported by the text in the essay.

Sample Topics for practice:

• Consequences of Brexit
• Effect of fake news on social media
• Startup Ecosystem in India
• Cybersecurity and Banking
• India and PISA 2021
• AFSPA: Should it be repealed?
• Australian Bushfire – Climate Change
• India’s exit from RCEP with ASEAN
• Impact of Flipkart takeover by Walmart
• Delhi NCR Pollution: An Unsolved Problem
• Government versus RBI Autonomy
• Workplace safety and work-to-home safety of women is the responsibility of the employer.
• The growing menace of Drug abuse in India
• Automation drives new skill shifts towards ‘more human skills’
• Keeping up with the data eruption
• India’s economic slowdown – Causes and consequences
• Employee engagement over employee experience
• DIGITAL PAYMENTS – Issues and Opportunities in India
• Trade protectionist policies and their impact on India
• Relevance of BRICS in the changing global order
• J&K Becoming a Union Territory
• New Regulatory Regime for Technology Giants
• he merger of SBI with its associates
• Resentment over the 7th Pay Commission
• MPC (Monetary Policy Committee) formation
• Rising NPAs of Indian Banks
• India’s NSG Debacle
• What to expect from the new RBI Governor
• 7% Growth in Indian Economy: Figures and Realities
• Make In India: Where we have reached
• 2 Years of Modi Government: Achievements and Challenges

To receive preparation material along with other relevant helpful content for your banking and government examinations, subscribe to Oliveboard’s YouTube channel, and you may click here to subscribe .

Alternatively, you can also download the  Oliveboard Mobile App  for free study material and other latest updates.

The most comprehensive online preparation portal for MBA, Banking and Government exams. Explore a range of mock tests and study material at www.oliveboard.in

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SBI’s new chief Setty wants his bank to grow into the ‘Best Bank’ in India

Believes in finding a firm foothold before taking the next step.

By K Ram Kumar

• State Bank of India

State Bank of India ’s new Chairman Challa Sreenivasulu Setty believes in finding a firm foothold before taking the next step, even as he wants his Bank to grow into the “Best Bank” in the country.

Recollecting lessons from his school days in his village in Andhra Pradesh, Setty, who took charge of India’s largest Bank on Wednesday, noted that when the academic year began with the monsoon rains, the first lesson for the new students wasn’t from a text book, but a practical one imparted by senior students or many times by the teachers themselves.

“...Our initial, unforgettable lesson was to master the art of walking on the slippery bunds bordering the muddy fields without skidding or losing balance. We were told to... find a firm foothold before taking the next step. This simple yet crucial technique ensured we could make our way safely, step by cautious step...”

• Also read: Correction in markets may lead to rise in bank deposits, says SBI MD

“This early, rustic lesson has stayed with me till now, much like the foundational experiences I have had at SBI... Today, as I embark on this new voyage as your Chairman, I realise that I am not the same person i was when i started. Nor is our Bank. We have both grown, adapted and transformed,” he said in a communication to his colleagues.

Setty took charge from Dinesh Kumar Khara, who helmed the India’s largest Bank from October 7, 2020 to August 27, 2024.

Recognising the contributions of his predecessors, who with help from all employees laid a strong foundation for the Bank, Setty said the Bank now proudly serves over 50 crore customers and has market leadership posiiton across products. Further, the Bank has achieved 1 per cent return on assets on arguably the largest balance sheet in the country.

SBI’s new chief emphasised that: “It is now our turn to build on this foundation, to grow SBI into the “Best Bank” in the country. We have to strive to become the most valued financial institution, increase our net profit to reach new milestones, reinforce our image as the Banker to every Indian, touching lives all-around, achieve service excellence, strategic leadership and be an employer of choice.”

Setty joined the Board of SBI as Managing Director in January 2020 and headed Retail & Digital Banking vertical from year 2020 till 2022 and International Banking, Global Markets & Technology portfolio of the Bank thereafter. He has also been heading various task forces/committees formed by the Government of India

In his last quarterly financial results meet on August 3, Khara said the Bank’s cumulative net profit in the last four years, at ₹1.63 lakh crore, is more than what it earned in the last 64 years.

“When I assumed office (in October 2020), our annual profit was ₹40,000 crore. Now, the quarterly profit is ₹17,000 crore.”

“Sharp focus in terms of quality of advances.... shoring up of other income. These are some of the factors that helped us,” Khara said.

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SBI Raises Rs 7,500 Crore Via Tier-II Bond Issue at 7.42%

The coupon rate was in line with market’s expectations of around 7.35-7.40%..

• Subhana Shaikh
• X (was Twitter)

The State Bank of India raised Rs 7,500 crore through the issue of Tier-II bonds maturing in 15 years at a 7.42% coupon, the lender said in a media statement on Wednesday.

The coupon rate was largely in line with the market's expectations of around 7.35-7.40%.

Last week, NDTV Profit exclusively reported that the state-owned bank will tap the bond market with a Tier II bond issue this week.

The 15-year bond issue carries a call option after 10 years from the date of allotment. The state-owned bank received 70 bids worth Rs 8,895 crore at a coupon range of 7.25–7.50%, according to a bid book accessed by NDTV Profit.

The bank saw strong demand for its Tier II bond issue from pension funds, provident funds, mutual funds and other banks, it said in a statement. The bonds were rated 'AAA' by ICRA and India Ratings & Research.

Tier-II bonds are a part of a bank's borrowing mix with less risk than Tier-I bonds in the event of a default. Tier-II bonds are considered subordinated debt because they do not have the first claim on assets in the event of bank liquidation.

The last time SBI raised funds through a Tier II bond issue was in late 2023, when it mopped up Rs 10,000 crore through a 15-year bond at a coupon of 7.81%.

So far this fiscal, SBI has raised Rs 20,000 crore through two tranches of infrastructure bonds.

At the Global Fintech Fest, SBI Managing Director Ashwini Kumar Tewari told NDTV Profit that banks are issuing infrastructure bonds to meet their liabilities, and that it is helping the bank with deposit growth.

Infra Bonds May Not Solve Liquidity Woes For Banks

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Reporting by Ashna Teresa Britto in Bengaluru; Editing by Mrigank Dhaniwala

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Harris and Walz kick off Georgia bus tour as Democrats' hopes rise

Democratic presidential candidate Kamala Harris and her running mate Tim Walz will campaign together on Wednesday in Georgia, a state that Democrats narrowly won in 2020 and could play a decisive role in this year's election.

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Will strive to make SBI most valued financial institution: Chairman Setty

Sbi earned a profit of rs 61,077 crore in fy24, 22 per cent higher than the previous financial year (rs 50,232 crore).

Challa Sreenivasulu Setty | Illustration: Binay Sinha

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First Published: Aug 29 2024 | 1:29 AM IST

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Descriptive English मतलब Bank Whizz

Mastering the SBI PO 2023 Essay: Conquering the Descriptive English Paper

The Descriptive English Paper in the State Bank of India Probationary Officer (SBI PO) 2023 exam holds a significant weightage, demanding candidates to showcase their effective writing skills. Mastering the essay section requires a combination of strategic thinking, concise expression, and an in-depth understanding of diverse topics. This study guide aims to provide comprehensive insights and strategies to conquer the SBI PO 2023 Descriptive English Paper.

Understanding the SBI PO Descriptive English Paper:

The Descriptive English Paper is a critical component of the SBI PO exam, evaluating candidates on their ability to articulate thoughts, present coherent arguments, and communicate effectively. It typically consists of essay writing and letter writing, with a focus on assessing writing skills in a time-constrained environment.

**1. Decoding the Essay Section:

*a. Understanding the Essay Prompt: Start by thoroughly understanding the essay prompt. Identify key words that define the theme and scope of the essay. This initial analysis is crucial for framing a focused and relevant response.

*b. Brainstorming Ideas: Take a few minutes to brainstorm ideas related to the essay topic. Jot down key points, arguments, or examples that can be incorporated into your essay. This process helps in organizing thoughts before delving into the writing process.

*c. Crafting a Clear Thesis Statement: Formulate a clear and concise thesis statement in the introduction. This statement serves as the main argument of your essay and provides a roadmap for both you and the reader.

**2. Structuring Your Essay:

*a. Engaging Introduction: Craft an engaging introduction that immediately captures the examiner’s attention. Consider starting with a thought-provoking question, a relevant quote, or a striking fact related to the essay topic.

*b. Well-Structured Body Paragraphs: Divide your essay into well-structured paragraphs, each dedicated to a specific point or argument. Begin each paragraph with a topic sentence and provide supporting evidence or examples to strengthen your points.

*c. Effective Argumentation: Each paragraph should contribute to the overall argument of your essay. Present your ideas logically and support them with relevant evidence. Anticipate counterarguments and address them to strengthen the persuasiveness of your essay.

*d. Language Precision: Choose your words carefully to convey ideas precisely. A varied and sophisticated vocabulary adds depth to your writing. However, clarity should not be sacrificed for complexity.

*e. Concluding Thoughts: Summarize your main points in the conclusion , reinforcing your thesis without introducing new ideas. Conclude with a thought-provoking or impactful statement that leaves a lasting impression.

**3. Time Management:

*a. Effective Planning: Allocate a specific amount of time for planning before you start writing. This helps in organizing your thoughts and ensures a coherent and well-structured essay.

*b. Timed Writing Practice: Incorporate timed writing practice into your preparation routine. Simulate exam conditions to familiarize yourself with the pressure and time constraints of the actual exam.

**4. Continuous Practice:

*a. Regular Essay Writing Practice: Engage in regular essay writing practice on a variety of topics. This not only enhances your writing skills but also exposes you to different themes that may appear in the exam.

*b. Self-Revision: After completing each practice essay, review and revise your work. Look for areas where you can enhance clarity, strengthen arguments, or improve language use. Continuous refinement is key to mastery.

**5. Letter Writing Essentials:

*a. Understand the Purpose: Differentiate between formal and informal letter formats. Clearly state the purpose of the letter and maintain relevance throughout.

*b. Salutations and Closings: Pay attention to appropriate salutations and closings based on the type of letter (formal or informal). This contributes to the overall tone of the letter.

*c. Clarity and Conciseness: Keep your language clear and concise. Avoid unnecessary details and get straight to the point. Clarity is crucial in effective letter writing.

*d. Politeness and Professionalism: Maintain a polite and professional tone, especially in formal letters. This contributes to the overall effectiveness of your communication.

**6. Vocabulary Enhancement and Grammar Proficiency:

*a. Daily Word Lists: Dedicate time each day to learn new words and their usage. A rich vocabulary adds depth to your writing.

*b. Grammar Refresher: Brush up on essential grammar rules. Pay attention to common pitfalls such as subject-verb agreement, tenses, and punctuation.

**7. Stay Informed about Current Affairs:

*a. Read Widely: Stay updated on current affairs by reading newspapers, magazines, and online sources. Many SBI PO essay topics are related to current events, and being well-informed adds depth to your responses.

*b. Critical Analysis of Current Issues: Develop the ability to critically analyze current issues. Understand the multiple perspectives surrounding a topic and use this knowledge to present a well-informed and nuanced viewpoint in your essay.

**8. Seek Feedback:

*a. Peer Reviews: Engage in peer review sessions with fellow aspirants. Constructive feedback from peers provides fresh insights and helps in identifying areas for improvement.

*b. Mentor Guidance: If possible, seek guidance from mentors or teachers. Their experience and expertise can offer valuable tips and strategies to enhance your essay writing skills.

In conclusion, mastering the SBI PO 2023 essay and conquering the Descriptive English Paper require a comprehensive approach that includes strategic thinking, effective structuring, time management, continuous practice, and a strong command of language. By incorporating these strategies into your preparation, you can approach the essay section with confidence, showcasing your ability to articulate thoughts effectively and persuasively in the competitive landscape of the SBI PO exam.

Challa Sreenivasulu Setty Takes Charge As SBI Chairman

Challa sreenivasulu setty succeeds dinesh khara, who superannuated from services of the bank at the closing of business hours on tuesday, sbi said in a regulatory filing..

Prior to becoming chairman, Mr Setty was the senior-most managing director of the bank. (File)

Challa Sreenivasulu Setty on Wednesday assumed charge as Chairman of the country's largest lender State Bank of India (SBI).

He succeeds Dinesh Khara, who superannuated from services of the bank at the closing of business hours on Tuesday, SBI said in a regulatory filing.

Prior to becoming chairman, Setty was the senior-most managing director of the bank.

As per the convention, the chairman is appointed from a pool of serving managing directors of SBI. Usually, the senior-most managing director becomes chairman of the bank.

Setty, who also headed various task forces/committees formed by the Government of India, had earlier looked after the bank's retail and digital banking portfolio.

A Bachelor of Science in Agriculture and a Certified Associate of the Indian Institute of Bankers, Setty began his career with SBI in 1988 as a Probationary Officer.

Across a career spanning over three decades, he has rich experience in corporate credit, retail, digital and international banking and banking in developed markets.

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Setty has held key assignments in State Bank of India, including Deputy Managing Director - Stressed Assets Resolution Group, Chief General Manager and General Manager in Corporate Accounts Group, Deputy General Manager in Commercial Branch, Indore and VP & Head (Syndications) in SBI, New York Branch.

(Except for the headline, this story has not been edited by NDTV staff and is published from a syndicated feed.)

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